€500,000
Modern 4-Bed Villa in Ayia Thekla with Pool
Condition
Resale
Energy
A
Year built
2018
Features
- Air Conditioning
- Furnished
- Parking
- Pool
- Storage Room
- Garden
Property description
Capturing relaxed Mediterranean living, this modern four-bedroom detached villa built in 2018 offers 165 m2 of comfortable ground-floor living in peaceful Ayia Thekla. Boasting an energy efficiency rating of A, the home balances smart contemporary design with exceptional everyday comfort. Step inside to an inviting layout that comes fully furnished, allowing you to settle in effortlessly from day one. Four well-proportioned bedrooms and three modern bathrooms provide plenty of privacy and convenience for growing families or hosting guests. Outside, your private swimming pool awaits, creating an idyllic outdoor setting for warm sunny afternoons and relaxed evening entertaining. Set within a sought-after coastal neighborhood, the property combines a quiet residential setting with excellent connectivity. You are located within easy reach of local amenities for daily errands, while quick access to the highway makes commuting and coastal travel completely seamless. Whether you are seeking a permanent family home or a turnkey seaside retreat, this residence presents an outstanding lifestyle opportunity. Contact Property Masters today to arrange your private viewing.
Location
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Mortgage calculator
Estimate monthly payments, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.
Beta feature — indicative estimates only, not financial or legal advice.
Beta — mortgage estimates only
Mortgage calculator for this property
Estimate the loan, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.
Recommended max LTV: 80%. Cyprus banks commonly finance up to 80% of the property value for an owner-occupied primary residence.
Resale property selected. VAT is estimated at €0 and transfer fees may apply because VAT is generally not payable on resale properties.
First-time buyer status is informational only here; it does not change the payment, transfer fees, stamp duty, or mortgage registration estimate.
Reduced 5% VAT depends on a main-residence declaration, property size/value limits, and Tax Department eligibility.
Use only if the planning-permit and declaration deadlines apply.
- Transfer fees are estimated at 3%, 5%, 8% bands, then 50% reduced when VAT is not paid.
- Transfer fees are estimated from purchase price and VAT treatment only; buyer ownership status does not change them here.
- No transfer fee is estimated when VAT applies to the transaction under current Land Registry practice.
- Mortgage registration is estimated at 1% of the mortgage amount.
- Stamp duty is shown as €0 because stamp duty was abolished for agreements from 1 January 2026.
- ID/passport, proof of address, tax details, and source-of-funds evidence.
- Recent payslips, employment contract, accounts for self-employed buyers, and bank statements.
- Sales agreement, valuation, title deed or planning documents, insurance, and deposit proof.
- Ask the bank which first-home products and documents apply.
Estimates are indicative only and do not constitute financial advice or a lending offer. Actual lending decisions, fees, VAT treatment, and affordability assessments depend on the individual bank, the Tax Department, the Department of Lands and Surveys, and the buyer's personal circumstances.