€289,000
Townhouse in Universal, Paphos
Features
- Air Conditioning
- Balcony
- Parking
- Pool
- WiFi
- Landscaped garden
- Aircondition
- Split system
- Parking
- Uncovered
- Pool
- Communal
- Next to green area
- Guest WC
- Quiet area
- Rental potential
- En suite shower
- Country view
- Near bus route
- Near amenities
- Internet
- Kitchen appliances
- Double glazing
- Cit
Property description
For sale is a well-maintained resale townhouse located in the popular Universal area. This home features two spacious bedrooms and two bathrooms, making it perfect for small families, couples, or those seeking a comfortable holiday retreat. With a generous internal space, the townhouse offers an open living and dining area, creating a warm and welcoming atmosphere. The kitchen is fully equipped, and the property comes fully furnished, so you can move in with ease. The Universal area is known for its convenient access to a range of amenities and attractions. Here, you are just a short walk away from vibrant shops, cozy cafes, and excellent restaurants. The neighborhood combines a lively atmosphere with peace and privacy, making it one of the most desirable places to live. The beautiful coastline, archaeological sites, and marinas are all within easy reach, offering plenty of options for leisure and entertainment. This townhouse is an excellent opportunity for homeowners or investors looking for a hassle-free property in a prime location. For more information or to arrange a viewing, please contact Seaside Real Estate.
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Mortgage calculator
Estimate monthly payments, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.
Beta feature — indicative estimates only, not financial or legal advice.
Beta — mortgage estimates only
Mortgage calculator for this property
Estimate the loan, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.
Recommended max LTV: 80%. Cyprus banks commonly finance up to 80% of the property value for an owner-occupied primary residence.
Resale property selected. VAT is estimated at €0 and transfer fees may apply because VAT is generally not payable on resale properties.
First-time buyer status is informational only here; it does not change the payment, transfer fees, stamp duty, or mortgage registration estimate.
Reduced 5% VAT depends on a main-residence declaration, property size/value limits, and Tax Department eligibility.
Use only if the planning-permit and declaration deadlines apply.
- Transfer fees are estimated at 3%, 5%, 8% bands, then 50% reduced when VAT is not paid.
- Transfer fees are estimated from purchase price and VAT treatment only; buyer ownership status does not change them here.
- No transfer fee is estimated when VAT applies to the transaction under current Land Registry practice.
- Mortgage registration is estimated at 1% of the mortgage amount.
- Stamp duty is shown as €0 because stamp duty was abolished for agreements from 1 January 2026.
- ID/passport, proof of address, tax details, and source-of-funds evidence.
- Recent payslips, employment contract, accounts for self-employed buyers, and bank statements.
- Sales agreement, valuation, title deed or planning documents, insurance, and deposit proof.
- Ask the bank which first-home products and documents apply.
Estimates are indicative only and do not constitute financial advice or a lending offer. Actual lending decisions, fees, VAT treatment, and affordability assessments depend on the individual bank, the Tax Department, the Department of Lands and Surveys, and the buyer's personal circumstances.