€420,000
Townhouse in Kato Paphos, Paphos
Features
- Air Conditioning
- Balcony
- Pool
- Security System
- Aircondition
- Split system
- Pool
- Private
- CCTV
- Distressed property
- Alarm system
- Balcony
Property description
Welcome to this unique opportunity to own a spacious property with outstanding potential. Inside, you will find 100 square meters of internal living space, offering both flexibility and comfort for a range of needs. The open layout allows for creative renovations, making it easy to create your dream home tailored to your personal preferences. A standout feature of this property is the private swimming pool, perfect for relaxation, entertaining guests, or enjoying sunny days in complete privacy. The pool area can be transformed into a stunning space with just a little care and attention. This property does need renovation, giving you the chance to redesign and modernize according to your vision. Whether you wish to update the interiors, enhance the outdoor living areas, or completely customize the layout, the possibilities are endless. If you are looking for a home with great potential and a private swimming pool, this is an excellent choice. For further information or to arrange a viewing, please contact Seaside Real Estate today.
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Mortgage calculator
Estimate monthly payments, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.
Beta feature — indicative estimates only, not financial or legal advice.
Beta — mortgage estimates only
Mortgage calculator for this property
Estimate the loan, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.
Recommended max LTV: 80%. Cyprus banks commonly finance up to 80% of the property value for an owner-occupied primary residence.
Resale property selected. VAT is estimated at €0 and transfer fees may apply because VAT is generally not payable on resale properties.
First-time buyer status is informational only here; it does not change the payment, transfer fees, stamp duty, or mortgage registration estimate.
Reduced 5% VAT depends on a main-residence declaration, property size/value limits, and Tax Department eligibility.
Use only if the planning-permit and declaration deadlines apply.
- Transfer fees are estimated at 3%, 5%, 8% bands, then 50% reduced when VAT is not paid.
- Transfer fees are estimated from purchase price and VAT treatment only; buyer ownership status does not change them here.
- No transfer fee is estimated when VAT applies to the transaction under current Land Registry practice.
- Mortgage registration is estimated at 1% of the mortgage amount.
- Stamp duty is shown as €0 because stamp duty was abolished for agreements from 1 January 2026.
- ID/passport, proof of address, tax details, and source-of-funds evidence.
- Recent payslips, employment contract, accounts for self-employed buyers, and bank statements.
- Sales agreement, valuation, title deed or planning documents, insurance, and deposit proof.
- Ask the bank which first-home products and documents apply.
Estimates are indicative only and do not constitute financial advice or a lending offer. Actual lending decisions, fees, VAT treatment, and affordability assessments depend on the individual bank, the Tax Department, the Department of Lands and Surveys, and the buyer's personal circumstances.