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    Villa

    €640,000

    Modern 3-Bed Protaras Villa with Pool & Sea Views

    FAMAGUSTA → Protaras
    3 bedrooms
    2 bathrooms
    180 m² interior
    400 m² plot

    Condition

    Resale

    Energy

    NA

    Year built

    2022

    Features

    • Air Conditioning
    • Balcony
    • Furnished
    • Parking
    • Pool
    • Storage Room
    • Garden

    Property description

    Exclusivity property from our office is here for you.. Built in 2022, this modern detached villa in Protaras presents an exciting opportunity to craft your ideal Mediterranean home, offering 180 m2 of bright internal space paired with beautiful sea views. Positioned at an asking price of 640,000 EUR with out vat, it delivers a wonderful blend of contemporary architecture and long-term potential. Across the layout, you will discover three well-proportioned bedrooms and two bathrooms, all complemented by an outstanding A+ energy efficiency rating. The residence is currently fully furnished, yet stands ready for thoughtful renovation and modernization, giving incoming owners the unique freedom to customize every room and detail to their exact personal style. Outside, a private swimming pool invites you to unwind in peace within a secure gated complex. The setting offers great connectivity, placing you close to the highway for smooth journeys and effortless travel across the sunny Cyprus coast. Contact Property Masters today to arrange an exclusive viewing and envision how you can transform this contemporary villa into your personal haven.

    Location

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    Approximate area: FAMAGUSTA → Protaras

    M

    Maria Antoniou✓

    Agent

    Agency ref: 5033

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    Mortgage calculator

    Beta

    Estimate monthly payments, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.

    Beta feature — indicative estimates only, not financial or legal advice.

    Cyprus mortgage estimate
    Beta
    Last updated: 24 May 2026

    Mortgage calculator for this property

    Estimate the loan, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.

    Listing price€640,000

    Recommended max LTV: 80%. Cyprus banks commonly finance up to 80% of the property value for an owner-occupied primary residence.

    Resale property selected. VAT is estimated at €0 and transfer fees may apply because VAT is generally not payable on resale properties.

    First-time buyer status is informational only here; it does not change the payment, transfer fees, stamp duty, or mortgage registration estimate.

    Reduced 5% VAT depends on a main-residence declaration, property size/value limits, and Tax Department eligibility.

    sqm

    Use only if the planning-permit and declaration deadlines apply.

    €128,000 deposit80% financed
    %
    years
    Cyprus fee assumptions
    • Transfer fees are estimated at 3%, 5%, 8% bands, then 50% reduced when VAT is not paid.
    • Transfer fees are estimated from purchase price and VAT treatment only; buyer ownership status does not change them here.
    • No transfer fee is estimated when VAT applies to the transaction under current Land Registry practice.
    • Mortgage registration is estimated at 1% of the mortgage amount.
    • Stamp duty is shown as €0 because stamp duty was abolished for agreements from 1 January 2026.
    Details buyers normally need
    • ID/passport, proof of address, tax details, and source-of-funds evidence.
    • Recent payslips, employment contract, accounts for self-employed buyers, and bank statements.
    • Sales agreement, valuation, title deed or planning documents, insurance, and deposit proof.
    • Ask the bank which first-home products and documents apply.
    Before applying

    Estimates are indicative only and do not constitute financial advice or a lending offer. Actual lending decisions, fees, VAT treatment, and affordability assessments depend on the individual bank, the Tax Department, the Department of Lands and Surveys, and the buyer's personal circumstances.

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