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    Apartment

    €220,000

    2- Bedroom Apartment with Roof garden , Latsia - Agios Georgios

    Nicosia - Latsia, NICOSIA
    2 bedrooms
    2 bathrooms
    81 m² interior

    Condition

    Under Construction

    Energy

    A

    Floor

    3rd floor

    Features

    • Elevator
    • Parking
    • Storage Room
    • Garden

    Property description

    Location: • Situated in a highly sought-after residential area of Latsia. • Close to schools, within a short driving to cafes, restaurants, shops, and other amenities. • Easy access to Nicosia city center and the Nicosia-Limassol highway. External Features: • Modern building with 3 floors and a total of 15 units. • UNDER CONSTRUCTION project with contemporary and impressive architecture. • Covered parking space and private storage room._ Internal Characteristics: • Apartment 302, located on the 3rd floor. • 80.25sqm of internal space plus 18.25 sqm of covered verandas plus 28.5 Roof garden. • Open-plan living room and kitchen for a spacious, modern feel. • Two Comfortable bedrooms, the master one with en suite bathroom. • The main full bathroom. • Covered verandas with scenic views. • Energy-efficient with Class A Energy Certificate._ Advantages & Special Features: • Photovoltaic system installed for the apartment, promoting energy savings. • Solar system for hot water with a water pressure system. • High-quality hydraulic installation with a pipe-in-pipe system. • Enhanced thermal and sound insulation with MU3000 and MU2075 aluminum frames. • Double-glazed windows for added comfort and efficiency. • Roof thermal insulation with 8mm polystyrene for improved energy performance. A high-quality, spacious apart amenities in a prime location—with easy access to universities and essential services, the city center and the major highways ideal for comfortable living.

    Location

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    Location details are based on the listing information provided by the owner/agent.

    Nicosia Head Office

    Agent

    Agency ref: 54685

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    Mortgage calculator

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    Estimate monthly payments, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.

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    Cyprus mortgage estimate
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    Last updated: 24 May 2026

    Mortgage calculator for this property

    Estimate the loan, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.

    Listing price€220,000

    Recommended max LTV: 80%. Cyprus banks commonly finance up to 80% of the property value for an owner-occupied primary residence.

    Resale property selected. VAT is estimated at €0 and transfer fees may apply because VAT is generally not payable on resale properties.

    First-time buyer status is informational only here; it does not change the payment, transfer fees, stamp duty, or mortgage registration estimate.

    Reduced 5% VAT depends on a main-residence declaration, property size/value limits, and Tax Department eligibility.

    sqm

    Use only if the planning-permit and declaration deadlines apply.

    €44,000 deposit80% financed
    %
    years
    Cyprus fee assumptions
    • Transfer fees are estimated at 3%, 5%, 8% bands, then 50% reduced when VAT is not paid.
    • Transfer fees are estimated from purchase price and VAT treatment only; buyer ownership status does not change them here.
    • No transfer fee is estimated when VAT applies to the transaction under current Land Registry practice.
    • Mortgage registration is estimated at 1% of the mortgage amount.
    • Stamp duty is shown as €0 because stamp duty was abolished for agreements from 1 January 2026.
    Details buyers normally need
    • ID/passport, proof of address, tax details, and source-of-funds evidence.
    • Recent payslips, employment contract, accounts for self-employed buyers, and bank statements.
    • Sales agreement, valuation, title deed or planning documents, insurance, and deposit proof.
    • Ask the bank which first-home products and documents apply.
    Before applying

    Estimates are indicative only and do not constitute financial advice or a lending offer. Actual lending decisions, fees, VAT treatment, and affordability assessments depend on the individual bank, the Tax Department, the Department of Lands and Surveys, and the buyer's personal circumstances.

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