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    Detached House

    €380,000

    4 Bedroom Detached House , Geri, Nicosia

    Geri, NICOSIA
    4 bedrooms
    3 bathrooms
    250 m² interior

    Condition

    Resale

    Energy

    NA

    Features

    • Storage Room
    • Garden

    Property description

    Location • Situated in the desirable residential area of Geri, this home offers a tranquil suburban lifestyle within the accessible Nicosia district. • The property is conveniently positioned near essential services and amenities, including various shops, banks, and everyday conveniences for easy living. • Families will appreciate the close proximity to local schools, with the Geri B' Primary School located just a short distance away. • For leisure and recreation, the residence is ideally located near public green spaces, including the pleasant Zodia Park for outdoor activities. • Excellent positioning provides straightforward access to the main road network, facilitating effortless commutes to Nicosia's city centre and beyond. • This appealing neighbourhood combines the peace of a residential community with the practical benefits of having urban facilities within easy reach. External Features • This substantial two-storey detached house, constructed in 1997, presents a classic architectural form with a practical and commanding presence. • The property directly abuts a designated green area, ensuring an open aspect and a pleasant, natural backdrop for the home. • Generous outdoor living is provided by a 25 sq.m. covered veranda and an additional 45 sq.m. uncovered veranda, perfect for year-round enjoyment. • The residence is set within a private yard that is fully enclosed by fencing, offering a secure and secluded environment for relaxation and family activities. • An expansive semi-basement adds significant external utility, featuring its own access and providing considerable space for storage or other uses. Internal Characteristics • A spacious internal area of approximately 250 sq.m. is thoughtfully arranged over two primary floors, creating a comfortable and functional living space. • The ground floor features a welcoming open-plan layout that seamlessly connects the living room, dining area, and kitchen for modern family life. • Also on the ground level are a dedicated office space, a convenient guest toilet, and a separate laundry and storage room. • The first floor is dedicated to rest and privacy, comprising four well-proportioned bedrooms designed to accommodate a growing family. • The master bedroom serves as a private retreat, complete with its own en-suite shower and toilet facilities along with a dedicated wardrobe area. • A large semi-basement of 175 sq.m. provides a vast open-plan area and a separate boiler room, offering exceptional potential for various configurations. Advantages - Special Features • This property is offered with a separate title deed, providing a straightforward and secure ownership transfer process for the new owner. • Being vacant, the house is immediately available for personal occupation or can be prepared for rental, promising a good potential return on investment. • The combination of four bedrooms, an office, and extensive living areas makes this an ideal permanent residence for large or growing families. • Exceptional storage solutions are integrated throughout, including a ground-floor storeroom and the vast semi-basement, meeting all practical needs. • The home’s strategic location near schools, parks, and shops offers a highly convenient and desirable lifestyle for its residents.

    Location

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    Location details are based on the listing information provided by the owner/agent.

    Nicosia Head Office

    Agent

    Agency ref: 54630

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    Mortgage calculator

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    Estimate monthly payments, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.

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    Cyprus mortgage estimate
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    Last updated: 24 May 2026

    Mortgage calculator for this property

    Estimate the loan, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.

    Listing price€380,000

    Recommended max LTV: 80%. Cyprus banks commonly finance up to 80% of the property value for an owner-occupied primary residence.

    Resale property selected. VAT is estimated at €0 and transfer fees may apply because VAT is generally not payable on resale properties.

    First-time buyer status is informational only here; it does not change the payment, transfer fees, stamp duty, or mortgage registration estimate.

    Reduced 5% VAT depends on a main-residence declaration, property size/value limits, and Tax Department eligibility.

    sqm

    Use only if the planning-permit and declaration deadlines apply.

    €76,000 deposit80% financed
    %
    years
    Cyprus fee assumptions
    • Transfer fees are estimated at 3%, 5%, 8% bands, then 50% reduced when VAT is not paid.
    • Transfer fees are estimated from purchase price and VAT treatment only; buyer ownership status does not change them here.
    • No transfer fee is estimated when VAT applies to the transaction under current Land Registry practice.
    • Mortgage registration is estimated at 1% of the mortgage amount.
    • Stamp duty is shown as €0 because stamp duty was abolished for agreements from 1 January 2026.
    Details buyers normally need
    • ID/passport, proof of address, tax details, and source-of-funds evidence.
    • Recent payslips, employment contract, accounts for self-employed buyers, and bank statements.
    • Sales agreement, valuation, title deed or planning documents, insurance, and deposit proof.
    • Ask the bank which first-home products and documents apply.
    Before applying

    Estimates are indicative only and do not constitute financial advice or a lending offer. Actual lending decisions, fees, VAT treatment, and affordability assessments depend on the individual bank, the Tax Department, the Department of Lands and Surveys, and the buyer's personal circumstances.

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