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    Land

    €100,000

    Residential Land , Ergates, Nicosia

    Ergates, NICOSIA
    4070 m² plot

    Land type

    Field

    Plot type

    Agricultural

    Features

      Property description

      Location • Situated in the tranquil and developing area of Ergates, this expansive plot offers a peaceful countryside setting within the accessible Nicosia district. • The property is conveniently located just 800 meters from the heart of Ergates village, ensuring easy access to local shops, tavernas, and community services. • Its strategic position near the boundaries of Episkopio village further expands the available amenities, adding to the convenience of this serene location. • Residents will enjoy a relaxed, pastoral lifestyle while remaining within a comfortable commuting distance of Nicosia's vibrant city center and commercial hubs. • The surrounding area is characterized by open landscapes and traditional village charm, making it an ideal choice for those seeking to escape the urban hustle. Advantages - Special Features • This substantial 4,070 square meter residential field presents a remarkable opportunity for the development of a large, private residence or a bespoke housing project. • A separate and clean title deed is available for the property, guaranteeing a straightforward and secure transfer of ownership for the new buyer. • The plot benefits from a generous 40% building density and 25% coverage ratio under the H4 planning zone, allowing for significant and flexible construction possibilities. • With its rectangular shape and even surface, the land facilitates easier and more cost-effective planning and construction processes for any future development. • The property abuts a public stream along its southeastern boundary, providing a unique natural feature that enhances the aesthetic appeal and sense of tranquility. • Representing a sound investment, this plot holds significant potential for capital appreciation due to its size, location, and the growing demand for residential land in the area.

      Location

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      Location details are based on the listing information provided by the owner/agent.

      Nicosia Head Office

      Agent

      Agency ref: 54639

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      Mortgage calculator

      Beta

      Estimate monthly payments, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.

      Beta feature — indicative estimates only, not financial or legal advice.

      Cyprus mortgage estimate
      Beta
      Last updated: 24 May 2026

      Mortgage calculator for this property

      Estimate the loan, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.

      Listing price€100,000

      Recommended max LTV: 80%. Cyprus banks commonly finance up to 80% of the property value for an owner-occupied primary residence.

      Resale property selected. VAT is estimated at €0 and transfer fees may apply because VAT is generally not payable on resale properties.

      First-time buyer status is informational only here; it does not change the payment, transfer fees, stamp duty, or mortgage registration estimate.

      Reduced 5% VAT depends on a main-residence declaration, property size/value limits, and Tax Department eligibility.

      sqm

      Use only if the planning-permit and declaration deadlines apply.

      €20,000 deposit80% financed
      %
      years
      Cyprus fee assumptions
      • Transfer fees are estimated at 3%, 5%, 8% bands, then 50% reduced when VAT is not paid.
      • Transfer fees are estimated from purchase price and VAT treatment only; buyer ownership status does not change them here.
      • No transfer fee is estimated when VAT applies to the transaction under current Land Registry practice.
      • Mortgage registration is estimated at 1% of the mortgage amount.
      • Stamp duty is shown as €0 because stamp duty was abolished for agreements from 1 January 2026.
      Details buyers normally need
      • ID/passport, proof of address, tax details, and source-of-funds evidence.
      • Recent payslips, employment contract, accounts for self-employed buyers, and bank statements.
      • Sales agreement, valuation, title deed or planning documents, insurance, and deposit proof.
      • Ask the bank which first-home products and documents apply.
      Before applying

      Estimates are indicative only and do not constitute financial advice or a lending offer. Actual lending decisions, fees, VAT treatment, and affordability assessments depend on the individual bank, the Tax Department, the Department of Lands and Surveys, and the buyer's personal circumstances.

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