€115,000
Apartment in Peyia
Condition
Resale
Energy
G
Year built
2009
Features
Property description
The property is a two-storey semi-detached house located in Pegeia, Paphos. It is situated closed to Pegeia Primary School and is within close proximity to a supermarket, pharmacy, cafes and taverns. The maisonette forms part of a residential complex comprising fourteen residences in total, with access to a communal swimming pool. The property comprises: * Open-plan kitchen and living area * Guest toilet on the ground floor * Two bedrooms on the first floor * Two en-suite bathrooms * Internal area: 95 m² * Covered verandas: 11 m² Total covered area: 106 m² There is a distribution agreement in place. F A Q How many bedrooms does the property have? The property has two bedrooms, both with en-suite bathrooms. What is the internal area?** The internal area is 95m². How large are the covered verandas?** The property has 11 m² of covered verandas. Does the property have access to a swimming pool? Yes, the property is part of a complex with a communal swimming pool. How many residences are in the complex? The residential complex consists of fourteen residences. Is there a distribution agreement? Yes, there is a distribution agreement in place.
Location
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Mortgage calculator
Estimate monthly payments, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.
Beta feature — indicative estimates only, not financial or legal advice.
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Mortgage calculator for this property
Estimate the loan, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.
Recommended max LTV: 80%. Cyprus banks commonly finance up to 80% of the property value for an owner-occupied primary residence.
Resale property selected. VAT is estimated at €0 and transfer fees may apply because VAT is generally not payable on resale properties.
First-time buyer status is informational only here; it does not change the payment, transfer fees, stamp duty, or mortgage registration estimate.
Reduced 5% VAT depends on a main-residence declaration, property size/value limits, and Tax Department eligibility.
Use only if the planning-permit and declaration deadlines apply.
- Transfer fees are estimated at 3%, 5%, 8% bands, then 50% reduced when VAT is not paid.
- Transfer fees are estimated from purchase price and VAT treatment only; buyer ownership status does not change them here.
- No transfer fee is estimated when VAT applies to the transaction under current Land Registry practice.
- Mortgage registration is estimated at 1% of the mortgage amount.
- Stamp duty is shown as €0 because stamp duty was abolished for agreements from 1 January 2026.
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- Ask the bank which first-home products and documents apply.
Estimates are indicative only and do not constitute financial advice or a lending offer. Actual lending decisions, fees, VAT treatment, and affordability assessments depend on the individual bank, the Tax Department, the Department of Lands and Surveys, and the buyer's personal circumstances.