€115,000
Apartment in Peyia
Condition
Resale
Energy
G
Year built
2009
Features
Property description
This two-storey semi-detached house, is located in a convenient residential area of Pegeia, Paphos, closed to Pegeia Primary School and within easy reach of everyday amenities, including a supermarket, pharmacy, cafes and taverns. The property forms part of a residential complex of fourteen residences and benefits from access to a communal swimming pool. The house offers a practical two-storey layout. The ground floor comprises an open-plan kitchen and living area, together with a guest toilet. The first floor features two bedrooms, both with en-suite bathrooms, providing privacy and convenience. With 95 sqm of internal area and 11 sqm of covered verandas, the property offers a total covered area of 106 sqm. Its location and layout make it suitable as a permanent residence, holiday home or investment property. A distribution agreement is in place. Property Areas Internal Area: 95 sqm Covered Verandas: 11 sqm Total Covered Area: 106 sqm Bedrooms: 2 Bathrooms: 2 en-suite Guest Toilet: 1 Floors: 2 Energy Efficiency: Class G Complex: 14 residences Communal Swimming Pool FAQ How many bedrooms does the property have? The house has two bedrooms, both with en-suite bathrooms. How large is the property? The internal area is 95 sqm, with 11 sqm of covered verandas, giving a total covered area of 106 sqm. Does the property have a swimming pool? Yes, the property is part of a residential complex with a communal swimming pool. Is there a guest toilet? Yes, there is a guest toilet on the ground floor. Where is the property located? It is located in Pegeia, Paphos, approximately closed to Pegeia Primary School and close to shops, a supermarket, pharmacy, cafes and taverns. Is there a distribution agreement? Yes, a distribution agreement is in place. What is the energy efficiency rating? The property has an Energy Efficiency Class G rating.
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Mortgage calculator
Estimate monthly payments, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.
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Mortgage calculator for this property
Estimate the loan, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.
Recommended max LTV: 80%. Cyprus banks commonly finance up to 80% of the property value for an owner-occupied primary residence.
Resale property selected. VAT is estimated at €0 and transfer fees may apply because VAT is generally not payable on resale properties.
First-time buyer status is informational only here; it does not change the payment, transfer fees, stamp duty, or mortgage registration estimate.
Reduced 5% VAT depends on a main-residence declaration, property size/value limits, and Tax Department eligibility.
Use only if the planning-permit and declaration deadlines apply.
- Transfer fees are estimated at 3%, 5%, 8% bands, then 50% reduced when VAT is not paid.
- Transfer fees are estimated from purchase price and VAT treatment only; buyer ownership status does not change them here.
- No transfer fee is estimated when VAT applies to the transaction under current Land Registry practice.
- Mortgage registration is estimated at 1% of the mortgage amount.
- Stamp duty is shown as €0 because stamp duty was abolished for agreements from 1 January 2026.
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Estimates are indicative only and do not constitute financial advice or a lending offer. Actual lending decisions, fees, VAT treatment, and affordability assessments depend on the individual bank, the Tax Department, the Department of Lands and Surveys, and the buyer's personal circumstances.