€188,000
Modern Two Bedroom Off-Plan Apartment in Central Latsia Area
Condition
Under Construction
Energy
NA
Floor
2nd floor
Features
- Air Conditioning
- Elevator
- Parking
- Storage Room
Property description
For sale is a modern off-plan apartment offering comfortable living in the sought-after area of Latsia. This well-designed property features 76 m² of internal space, providing both functionality and style for a modern lifestyle. The apartment includes two spacious bedrooms and one contemporary bathroom, making it an ideal choice for couples, small families, or professionals. Situated on the first floor of a three-story building with elevator access, the apartment ensures convenience and easy access for residents. The building is being constructed with high-quality materials and the latest energy-efficient standards, promising a bright and fresh environment upon completion in 2026. Latsia is a vibrant and growing suburb known for its welcoming community, well-developed infrastructure, and close proximity to essential amenities. Residents will enjoy easy access to shops, schools, parks, and public transport, creating a balanced and convenient lifestyle. This apartment represents a great opportunity for investment or personal use in a popular area with strong future potential. For more information or to arrange a viewing, please contact Property Masters.
Location
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Mortgage calculator
Estimate monthly payments, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.
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Mortgage calculator for this property
Estimate the loan, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.
Recommended max LTV: 80%. Cyprus banks commonly finance up to 80% of the property value for an owner-occupied primary residence.
Resale property selected. VAT is estimated at €0 and transfer fees may apply because VAT is generally not payable on resale properties.
First-time buyer status is informational only here; it does not change the payment, transfer fees, stamp duty, or mortgage registration estimate.
Reduced 5% VAT depends on a main-residence declaration, property size/value limits, and Tax Department eligibility.
Use only if the planning-permit and declaration deadlines apply.
- Transfer fees are estimated at 3%, 5%, 8% bands, then 50% reduced when VAT is not paid.
- Transfer fees are estimated from purchase price and VAT treatment only; buyer ownership status does not change them here.
- No transfer fee is estimated when VAT applies to the transaction under current Land Registry practice.
- Mortgage registration is estimated at 1% of the mortgage amount.
- Stamp duty is shown as €0 because stamp duty was abolished for agreements from 1 January 2026.
- ID/passport, proof of address, tax details, and source-of-funds evidence.
- Recent payslips, employment contract, accounts for self-employed buyers, and bank statements.
- Sales agreement, valuation, title deed or planning documents, insurance, and deposit proof.
- Ask the bank which first-home products and documents apply.
Estimates are indicative only and do not constitute financial advice or a lending offer. Actual lending decisions, fees, VAT treatment, and affordability assessments depend on the individual bank, the Tax Department, the Department of Lands and Surveys, and the buyer's personal circumstances.