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    Apartment

    €310,000

    2 bedroom Apartment in Geroskipou

    Geroskipou, PAPHOS
    2 bedrooms
    2 bathrooms
    80 m² interior

    Condition

    Brand New

    Energy

    A

    Features

    • Air Conditioning
    • Elevator
    • Balcony
    • Furnished
    • Pool

    Property description

    Brand new apartment in a 2024 development, situated in a modern complex with an elevator and a communal swimming pool – all newly built to high standards. The property offers 80?m² of covered area plus a spacious 20?m² covered veranda. It features two bedrooms – one with an en-suite bathroom – and an additional shared bathroom. Both bathrooms are equipped with showers. The apartment also includes an open-plan kitchen and a bright living area. Sold unfurnished, allowing you to design and furnish the space to your taste. Energy efficiency rating: A. Located in the area of Geroskipou, close to shops, schools, and just a short drive to the beach and Paphos town centre. Ideal for comfortable modern living or as a long-term investment.

    Location

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    Location details are based on the listing information provided by the owner/agent.

    Marinela Vlad✓

    Agent

    Agency ref: 2292

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    Mortgage calculator

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    Estimate monthly payments, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.

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    Cyprus mortgage estimate
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    Last updated: 24 May 2026

    Mortgage calculator for this property

    Estimate the loan, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.

    Listing price€310,000

    Recommended max LTV: 80%. Cyprus banks commonly finance up to 80% of the property value for an owner-occupied primary residence.

    Resale property selected. VAT is estimated at €0 and transfer fees may apply because VAT is generally not payable on resale properties.

    First-time buyer status is informational only here; it does not change the payment, transfer fees, stamp duty, or mortgage registration estimate.

    Reduced 5% VAT depends on a main-residence declaration, property size/value limits, and Tax Department eligibility.

    sqm

    Use only if the planning-permit and declaration deadlines apply.

    €62,000 deposit80% financed
    %
    years
    Cyprus fee assumptions
    • Transfer fees are estimated at 3%, 5%, 8% bands, then 50% reduced when VAT is not paid.
    • Transfer fees are estimated from purchase price and VAT treatment only; buyer ownership status does not change them here.
    • No transfer fee is estimated when VAT applies to the transaction under current Land Registry practice.
    • Mortgage registration is estimated at 1% of the mortgage amount.
    • Stamp duty is shown as €0 because stamp duty was abolished for agreements from 1 January 2026.
    Details buyers normally need
    • ID/passport, proof of address, tax details, and source-of-funds evidence.
    • Recent payslips, employment contract, accounts for self-employed buyers, and bank statements.
    • Sales agreement, valuation, title deed or planning documents, insurance, and deposit proof.
    • Ask the bank which first-home products and documents apply.
    Before applying

    Estimates are indicative only and do not constitute financial advice or a lending offer. Actual lending decisions, fees, VAT treatment, and affordability assessments depend on the individual bank, the Tax Department, the Department of Lands and Surveys, and the buyer's personal circumstances.

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