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    Apartment

    €699,000

    Apartment in Universal

    Universal Area, PAPHOS
    3 bedrooms
    2 bathrooms
    150 m² interior

    Condition

    Brand New

    Energy

    NA

    Year built

    2026

    Floor

    4th floor

    Features

    • Air Conditioning
    • Parking
    • Pool
    • Garden

    Property description

    Discover luxury 3-bedroom, 2-bathroom apartments in the heart of Paphos, ideally located in the city’s most vibrant tourist area. Just minutes from Kings Avenue Mall, the beach, the Old Market, and a wide selection of bars and restaurants, these modern apartments offer the perfect blend of lifestyle and investment potential. Each apartment is designed to the highest standards, featuring spacious interiors, large balconies with sea views, European ceramic tiles, laminated bedroom floors, wall-mounted toilets, walk-in showers, VRV cooling systems, underfloor heating, and a high-pressure water system. Energy efficiency is ensured with an Energy Certificate A and external thermal insulation. Residents benefit from premium communal facilities including a swimming pool with jacuzzi, covered parking with EV charger provision, CCTV security, intercom access, alarm systems, gated community barrier control, and modern architectural design. With strong rental demand, high ROI potential, and completion scheduled for March 2026, this development is ideal for both luxury living and a smart property investment in Paphos, Cyprus. Frequently Asked Questions (FAQ) 1. Where is the apartment located? The apartments are located in the heart of Paphos’ tourist area, within walking distance of Kings Avenue Mall, the beach, bars, restaurants, and the Old Market. 2. How many bedrooms and bathrooms does the apartment have? Each apartment features 3 bedrooms and 2 modern bathrooms with walk-in showers and wall-mounted toilets. 3. Does the apartment have sea views? Yes, the apartments offer spacious balconies with beautiful sea views. 4. What amenities are included in the development? Residents enjoy a swimming pool with jacuzzi, covered parking, EV charger provision, intercom access, CCTV, alarm systems, gated community barrier control, and external thermal insulation. 5. What type of heating and cooling system is installed? The apartments feature VRV cooling systems and underfloor heating for year-round comfort. 6. Is the property energy efficient? Yes, the development has an Energy Certificate A, ensuring high energy efficiency and lower running costs. 7. Is this property suitable for investment? Absolutely. Its prime location, luxury specifications, and strong rental demand offer excellent ROI potential. 8. When will the project be completed? The estimated completion date is March 2026. 9. Is parking available? Yes, covered parking is included, with provision for electric vehicle (EV) chargers. 10. Is the area suitable for permanent living? Yes, the central location, nearby amenities, and high-quality construction make it ideal for both permanent residence and holiday living.

    Location

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    Location details are based on the listing information provided by the owner/agent.

    Nicosia Head Office

    Agent

    Agency ref: A-125235

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    Mortgage calculator

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    Cyprus mortgage estimate
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    Last updated: 24 May 2026

    Mortgage calculator for this property

    Estimate the loan, deposit, Land Registry fees, VAT treatment, and bank affordability checks for this listing.

    Listing price€699,000

    Recommended max LTV: 80%. Cyprus banks commonly finance up to 80% of the property value for an owner-occupied primary residence.

    Resale property selected. VAT is estimated at €0 and transfer fees may apply because VAT is generally not payable on resale properties.

    First-time buyer status is informational only here; it does not change the payment, transfer fees, stamp duty, or mortgage registration estimate.

    Reduced 5% VAT depends on a main-residence declaration, property size/value limits, and Tax Department eligibility.

    sqm

    Use only if the planning-permit and declaration deadlines apply.

    €139,800 deposit80% financed
    %
    years
    Cyprus fee assumptions
    • Transfer fees are estimated at 3%, 5%, 8% bands, then 50% reduced when VAT is not paid.
    • Transfer fees are estimated from purchase price and VAT treatment only; buyer ownership status does not change them here.
    • No transfer fee is estimated when VAT applies to the transaction under current Land Registry practice.
    • Mortgage registration is estimated at 1% of the mortgage amount.
    • Stamp duty is shown as €0 because stamp duty was abolished for agreements from 1 January 2026.
    Details buyers normally need
    • ID/passport, proof of address, tax details, and source-of-funds evidence.
    • Recent payslips, employment contract, accounts for self-employed buyers, and bank statements.
    • Sales agreement, valuation, title deed or planning documents, insurance, and deposit proof.
    • Ask the bank which first-home products and documents apply.
    Before applying

    Estimates are indicative only and do not constitute financial advice or a lending offer. Actual lending decisions, fees, VAT treatment, and affordability assessments depend on the individual bank, the Tax Department, the Department of Lands and Surveys, and the buyer's personal circumstances.

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